You might not be aware that your landlord is not necessarily responsible for any damages to your personal property. If you are the victim of fire, flood, vandalism or burglary, you may be “on your own” when it comes to financial responsibility. That might also mean the landlord is not liable if someone’s injured in your apartment. A renters policy will protect your personal property the same way it would if you owned a home.

You’ll be glad to know that HJS renter’s insurance costs less than you think yet while giving strong coverage. We are your advocates, serving you not only at the time of purchase but also at the time of a claim.