Does your business auto insurance provide enough coverage for your business-owned or leased vehicles? If you or any of your employees have an accident in your business’s car, you may be liable for bodily injuries, lost wages or any damage caused.

Hickman, Johnson and Simmonds protects your business with coverages like Bodily Injury Liability, Property Damage Liability, Medical Payments and Personal Injury Protection. The HJS coverage includes medical, hospital, rehabilitation, loss of wages or loss of services costs . Your company’s cars, whether a single vehicle or a fleet of one thousand, can benefit from the powerful coverage of Hickman, Johnson and Simmonds.

We’ll find you the best coverage on Comprehensive, Collision, Uninsured Motorist or Underinsured Motorist. The HJS coverage can include additional after-accident expenses including rental cars, food, lodging and other incidental costs.

Hickman, Johnson and Simmonds also offers these additional coverages:

Hired Auto Liability Coverage – Covering liability for automobiles hired under contract on behalf of or loaned to the named insured.

Hired Auto Physical Damage – Coverage for an automobile of any type, whether hired, borrowed or leased on a short term basis for use in the insured’s business.

Employer’s Non-Ownership Liability – Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.

Contact us for information on fitting the right kind of insurance to cover your business’s particular needs.  Hickman, Johnson and Simmonds is ready to protect your business.